Unfortunately, from time to time every homeowner experiences some sort of disaster. Whether its something as simple as a spilled glass of grape juice on a brand new carpet, or something far more disastrous such as a flooded home, there is no limit as to what can happen to your biggest investment. Obviously, any smart homeowner has good insurance, and that piece of mind is very important. However, where do you start when something bad happens and what will the process be like? I’ll try to answer some of those questions for you in this article.
So it’s storm season and wouldn’t you know it, you have a leak in your roof. Now if its a minor leak, simple repairs can be made and the integrity of your home can be saved. But what if strong winds rip half of your roof off?! Well, obviously the interior damage is going to be catastrophic. Your carpet is going to be destroyed. Your insurance company will get the ball rolling and get you in touch with a reputable roofing contractor. That is the first step obviously. Secondly, that damaged carpet is either going to have to be extensively cleaned or replaced, depending on the severity of the damage. If the carpet is beyond repair it will need to be replaced by a local carpet installer.
A restoration company will also need to come to your house and provide you with consultation. They will evaluate the condition of the sub flooring and the drywall in your house to see if any of that needs to be removed and replaced. The restoration company’s main concern will be the presence of mold and conditions that will lead to the development of mold. Mold can be detrimental to the health of your family and pets. It will need to be removed if present. Mold remediation can be extremely expensive and research will need to be performed when selecting a proper company.
Once the roof has been repaired, water damage and mold controlled, and the carpets cleaned or replaced, your life will begin to return to normal. Thankfully, a good insurance company will hold your hand through the whole process and ensure that your house gets back in shape quickly. Hopefully, you and your family will avoid such disasters, but if you do experience one of these situations, it is good to know that the world is not going to end.…